Intro BonusIntro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back!
APR15.24% to 23.99% Variable
- Enjoy 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more;
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
- 1.5% on all other purchases
Intro Purchase APR0% Intro APR on Purchases for 15 months
Intro Balance Transfer APR0% Intro APR on Balance Transfers for 15 months
Balance Transfer FeeEither $5 or 5% of the amount of each transfer, whichever is greater.
Balance Transfer APR15.24% to 23.99% Variable
Foreign Transaction Fees3% of each transaction in U.S. dollars
Penalty APRUp to 29.99%
Rewards & Redemption Details
The Chase Freedom Unlimited® Card starts off strong with a $200 bonus when you spend $500 within the first three months of having the card. There is also a 0% introductory APR lasting the first 15 months on both purchases and balance transfers. That is far from all, however. This card actually delivers the rewards of regular credit cards with a strong cash back program designed to save you money. You earn 5% on gas station purchases up to $6,000 in your first year. You also receive 5% off travel purchases through Chase Ultimate Rewards, 3% off dining, and 3% off drug store purchases with 1.5% off all other purchases. Plus, rotating categories mean you can get up to $1,500 each month when you activate bonus categories, such as gas station and grocery store purchases. Cash back never expires, and there is no minimum required for redemption. Most notably, however, are all of the extra benefits, like extended warranty protection, credit score and identity restoration, auto rental collision coverage, and travel insurance.