The best apps can help you streamline your finances.
- There are a number of finance apps out there that can help you manage your money more easily.
- These apps can help you with budgeting, reducing your credit card debt, investing, and more.
Keeping track of your finances doesn’t have to be a daunting task. Thankfully we now live in an era where technology and finance go hand in hand. From budgeting apps to investment tracking tools, these helpful apps can save you time and money while helping you make more informed financial decisions. Here are some of the best finance apps available today.
1. For budgeting: Mint
Mint is the number one most downloaded personal finance app. It helps you track your spending, create budgets, and create a financial plan. It calculates your net worth in real time and even monitors your credit score. Mint analyzes your spending and provides recommendations on where you can save more money as well as help find savings you missed, so you can pay down your debt faster.
The app allows you to create customized alerts for payment due dates, provides updates on your monthly budget, and shows your progress towards meeting your financial goals. One of its top features is its subscription management and bill negotiation service. You can use Mint to cancel subscriptions for you or negotiate bills on your behalf to lower them. With a 65% success rate, Mint’s BillShark has saved members over $2 million.
2. For maximizing credit card rewards: MaxRewards
Have multiple credit cards? MaxRewards is an app that helps you manage all of your credit card points and miles. It can also help you maximize rewards from your credit cards. One of MaxRewards’ key features is recommending the best credit card to use at nearby merchants so you can earn the most rewards on purchases. You can quickly see the best credit card to use for each spending category and see all of the offers you qualify for. Credit cards often offer bonus rewards and deals that you may not know about. The app automatically activates them for you so you can earn more rewards.
3. For paying down credit card debt: Tally
Tally is a debt payoff app that can save you up to $4,300 in seven years. Tally consolidates all of your monthly credit card bills into one payment, helping you simplify the process of reducing your credit card debt. After downloading the app, you add your credit cards. Tally then conducts a soft credit check, which won’t impact your score, to see if you’re eligible for Tally’s low interest line of credit. Once you are approved and accept the offer, Tally immediately pays off your cards and you pay Tally back in one monthly bill. Tally may be a good option if you can make your monthly Tally payments and the interest rate offered to you is lower than the interest rates on your credit cards.
4. For active traders: WeBull
WeBull isn’t as well known as some of the big names like Robinhood or TD Ameritrade, but the app offers advanced tools and features that many other investing apps lack. Both the app and desktop version have advanced charting capabilities, robust screening tools, in-depth charting, and dozens of technical indicators, all for free. WeBull has an easy-to-use slick interface and gives you access to advanced orders, as well as market data from several sources. If you are looking to trade more actively, WeBull may be worth considering.
5. For passive traders: Acorns
Acorns is an investing app that makes it easy to invest your spare change into stocks and ETFs with minimal effort. It’s great for those who want to start investing but don’t have the time or knowledge. Acorns offers expert-built diversified portfolios customized to you. The app offers several different tiers of service depending on your needs, and offers cash back at certain retailers, making it a great choice for everyone from beginners to experienced investors.
There’s no shortage of finance apps out there that can help streamline your finances and make managing them easier than ever before. Whether you’re looking for budgeting tools or automated investing options, there’s an app that fits your needs perfectly. With the right finance apps in tow, managing your money has never been simpler!
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