Citi Cash Back credit card: Score $200 with this limited-time offer – USA TODAY

The Citi Double Cash Card is one of the best credit cards we've tested

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With the cost of living rising, we’re all trying to make our money go further. The excellent cash back rates of the Citi® Double Cash Card – 18 month BT offer can help you do just that, and it has a brand new offer to boot.

For a limited time, if you spend $1,500 on purchases in the first six months of your account opening, you’ll earn $200 back. Thanks to its generous rewards program, the Citi Double Cash Card was already one of our favorite cards, and this new offer makes it even more enticing.

On top of this new welcome offer, this cash back card lets you earn up to 2% on all purchases with no spending caps. While many credit cards come with a 1% to 1.5% cash back rate on every expense, the Citi Double Cash Card earns 1% on purchases and then another 1% when you pay off those purchases. As long as you pay on time, the total 2% will apply. 

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Since the cash back applies to all purchases, this card also comes in as one of our best cards right now for online shopping and groceries. The cash back rewards can be redeemed in various ways and turned into points, a statement credit, a direct deposit, or a check.

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In addition to the robust rewards, the Citi Double Cash Card has no annual fee. And it offers 0% introductory APR for more than a year on balance transfers, making it an all-around great addition to your wallet.

Although this card doesn’t come with many additional perks, the 2% cash back is a rare enough feature that it offsets the lack of extra rewards. Plus, with the new limited-time offer to sweeten the deal, this card from Citi has lots to offer for all shoppers.

Learn more about the Citi Double Cash Card

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Prices were accurate at the time this article was published but may change over time.

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