5 Expensive Things You Must Cancel – Money Talks News

Krakenimages.com / Shutterstock.com

As inflation edges closer to double digits, plenty of people are trimming their budgets. In theory, that’s a good strategy: Living below your means is crucial to long-term financial health.

In practice, though? It’s pretty depressing to cut the things that make your life happier and more comfortable. In fact, it could even be counterproductive: Take away too many things, and you might go hog-wild with the credit card because, darn it, you work hard and you deserve a little fun!

What if we told you there’s a better way? That you don’t have to cancel everything?

There is a better way: Finding solutions to the costly things. Here are easy ways to turn budget liabilities into more money toward your long-term financial goals — and, yes, toward a more balanced lifestyle in the here and now.

1. Cancel your car insurance

The sad fact is, you could be losing up to $440 a year on car insurance. While you may think that all the prices out there are about the same, they’re not. A website called The Zebra will tell you if you’re overpaying, in less time than it takes to toast an English muffin.

The Zebra is one of the largest online marketplaces for insurance in the United States. Take a few minutes to answer some questions about yourself and your driving record, and The Zebra will compare the top options from more than 200 insurance providers, getting you the best deal possible.

In just a few minutes, you could save up to $440 a year. It’s free to check online. No credit card, no phone calls, no hassle.

Are you losing $440 a year? To find out, enter your ZIP code here.

2. Cancel high-interest credit card debt

Credit card debt ballooning faster than you can pay it off? You’re not alone. Between the years 2018 and 2020, U.S. consumers paid out approximately $120 billion per year in credit card fees and interest.

On average, that’s about $1,000 per household! Think of what you could have done with those dollars. Stop throwing away all that interest money, with help from Freedom Financial Network.

Freedom Financial Network can pull you out of the financial quicksand. One of the ways that they do that is through debt consolidation, which means combining all of your debt into a single loan. (With a single monthly payment, which is a plus for those with multiple cards: No more missed-payment late fees.)

You won’t have to pay anything upfront to sign on with Freedom Financial Network. The company has an A+ rating with the Better Business Bureau, so you have nothing to lose — except your debt.

Cancel your debt now! Get a free, no-obligation consultation today.

3. Cancel home repairs that drain your savings

Homeowners insurance doesn’t cover everything in your home. If a tree falls on your central air conditioning condenser unit, the damage might be covered. But if the condenser breaks down? You’re on your own.

Repairs to appliances and to heating, plumbing and electrical systems are costly — especially if you wind up with a shady repair company that gouges you. After all, how many of us know what an air conditioner condenser repair should cost? Don’t worry, though: Select Home Warranty has your back.

The company has three options for covering appliances and home systems. If something goes wrong, simply call Select Home Warranty, day or night. They have a network of trustworthy repair folks who can fix what’s broken.

And if the problem is unfixable? Select Home Warranty will replace the broken item. All you’d pay is the service fee.

Select Home Warranty doesn’t limit the number of service calls you’re allowed to make. Even if two or three (or more) things go wrong in a single year, you get the same level of service. Bonus: Right now the company is offering a special deal of $150 off, two months’ worth for free and free roof coverage.

Protect your home from costly repairs. Get a free quote in 30 seconds.

4. Cancel common and expensive auto repairs

It’s unbelievably costly to replace your wheels: The average new-car loan payment is now $730, which means it takes the average consumer more than 42 weeks’ worth of paychecks to pay off their vehicle. No wonder U.S. drivers are keeping their cars for an average of 12.1 years.

Yet it also costs a lot to keep those older wheels rolling. Can you afford to pay thousands of dollars every year for repairs? Luckily, you don’t have to: Endurance can save you big bucks on your mature ride.

Endurance sells “vehicle service contracts” (similar to car warranties) for autos up to 20 years old. It offers six different coverage plans that let you pay for only what you need.

No matter which plan you select, you’ll get:

  • 24/7 roadside assistance
  • Rental car benefit
  • A free year’s worth of their Elite Benefits program, which includes complete tire coverage, a collision discount, key fob replacement and a $1,000 benefit if your car is declared a total loss

Endurance has a network of more than 350,000 ASE-certified repair facilities across the U.S. All you need to pay for the deductible — Endurance pays for the repairs upfront.

Don’t worry about expensive car repairs. Get your fast, free quote today.

5. Cancel paying full price ever again

If you pay full price, you’re leaving money on the table. Buying without comparing prices and deals is a very costly habit.

Fortunately, it’s an easy habit to break: You just let Capital One Shopping do the comparisons for you.

Capital One Shopping is a free browser tool that compares prices among tens of thousands of retailers. Within seconds, the tool turns up the lowest prices, promo codes and coupons. It even factors in things like memberships and shipping costs to make sure you’re paying the rock-bottom price.

Bonus: Capital One Shopping gives points for every purchase through the browser. You can trade these in for gift cards, which means even more savings.

Stop paying full price! Add Capital One Shopping to your browser. It’s free.

Capital One Shopping compensates us when you click on this link to install their browser extension.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.

Recent Articles

Related Stories

Stay on op - Ge the daily news in your inbox